๐Ÿ’ฐ Budget Planner
Home โ€บ Printable Monthly Budget Worksheet

Printable Monthly Budget Worksheet

Click any label to edit it, type amounts to update the totals, and use "+ Add row" for more lines. Nothing you enter leaves your browser.

Monthly Budget Worksheet

Month: ____________________    Prepared by: ____________________
Monthly Income
SourceAmount
Paycheck 1
Paycheck 2
Side / other income
Subtotal$0.00
Housing & Utilities
ExpensePlannedActual
Rent / Mortgage
Electricity
Gas / Heating
Water / Sewer / Trash
Internet / Phone
Subtotal$0.00$0.00
Transportation
ExpensePlannedActual
Car payment
Fuel
Auto insurance
Maintenance / Repairs
Transit / Parking
Subtotal$0.00$0.00
Food & Everyday
ExpensePlannedActual
Groceries
Dining out
Household supplies
Personal care
Clothing
Subtotal$0.00$0.00
Debt, Savings & Other
ExpensePlannedActual
Credit card payment
Student loan
Savings / Emergency fund
Retirement
Insurance / Medical
Subscriptions
Entertainment / Gifts
Subtotal$0.00$0.00
Total income$0.00
Total expenses$0.00
Left to budget$0.00
Advertisement

A complete monthly budget worksheet: list your income at the top, plan every expense category below, and the sheet shows what's left to budget. Planned and Actual columns let you check your plan against what really happened at month's end.

Budgeting works best when income and expenses sit on one page. Fill in the planned amounts before the month starts, then come back and enter the actual amounts as you go โ€” the gap between the two columns is where most budgets quietly leak.

How to use it: Aim to give the whole paycheck a place: if "Left to budget" is positive, you have money not yet assigned; if it's negative, planned expenses exceed income and something has to give. Everything except the worksheet is stripped from the printout automatically, so what you see is what prints. To keep a copy, choose "Save as PDF" as the destination in the print dialog โ€” no software to install.

These are free general-purpose budgeting worksheets, not personalized financial, tax, or investment advice. Your entries stay in your browser and are never uploaded.

More monthly budget worksheets

Advertisement